American Signature Furniture Credit Card

American Signature Furniture Credit Card

American Signature Furniture Credit Card is offered through Comenity Bank and offers great benefits to its owners. If you make eligible bedding items for 36 months, or if you make a full payment for six months, you will not be charged any interest. In addition, if you spend more than $999 the interest you pay will be delayed until January 2018.

American Signature Furniture Credit Card

AMERICAN SIGNATURE FURNITURE CREDIT CARD REVIEW

It’s a retailer credit card that’s issued from Synchrony Bank. If you’re unsure if you should get the American Signature credit card is the best card for you, then read this. This review will provide all the information you require to make an informed choice.

Key TAKEAWAYS

  • Balance transfer introduction rate. Offers an introductory APR rate of 0% for a balance transfer.
  • 0 APR of 1% on purchases made. New cardholders receive an initial 0% APR rate on all new purchases for as long as 12 months.
  • The APR is high. This is not an ideal card for those who have debt. It has a variable APR of 29.99 percent
  • No annual fees there is no annual charge. This is an ideal choice for those searching for a card that is low maintenance. It offers the advantages of a credit card but you don’t have to pay an annual fee to enjoy the privilege.
  • A credit score of fair or better is necessary. You will have excellent odds of being approved when you have a credit score of over 600.

PROS & CONS OF AMERICAN SIGNATURE CREDIT CARD

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • American Signature Furniture Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Do not offer rewards or cashback.
  • Does not include any credit card benefits.

AMERICAN SIGNATURE CREDIT CARD FAQ

Does the American Signature credit card have an incentive program for rewards or cashback?

The program is not any rewards program.

Which are American Signature credit card benefits?

It has the following advantages:

  • Zero fraud liability
  • Sending reports to major credit bureaus

What are the applicable APRs that apply to American Signature credit cards?

As per the Federal Reserve Board, the average APR for regular transactions is 15 percent for all credit card accounts and 17 percent for accounts that have an outstanding balance. It is higher than APRs that are normal.

It comes with a variable APR of 29.99 percent.

Does the American Signature credit card come with an APR intro offer when you transfer balances?

Yes, it does offer an initial APR rate on balance transfers at 0 percent

American Signature Furniture Transfers of Balances from Credit Cards
Description
Balance Transfer Introduction APR 0%

Does the American Signature credit card offer an APR intro offer on purchases made with American Signature?

American Signature Furniture Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

The card offers an APR intro rate of 0% for qualified purchases for between 12 and 24 months.

What are the costs to use the American Signature credit card?

The following fees are applicable:

American Signature Credit Card fees
Fees Amount
Annual Fee $0
Returned Payment Fee $28
Late Payment Fee for Late Payment as high as $39

The card doesn’t charge any annual fees, making it an ideal choice for people seeking a card with a low cost.

How can I find the customer support telephone number of the American Signature credit card?

A customer service number for the American Signature credit card customer service number is (866) 226-5638.

What is the contact number for the American Signature credit card?

The support contact email for the American Signature credit card is [email protected]

What do users think of the quality of customer service and the user experience with the American Signature credit card?

In the end, the American Signature credit card is highly recommended from reviews by the community that evaluate customer service and the customer experience.

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