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APPRAISAL
 
V. RESULTS
 
     
 
 
VI. DOCUMENTS RELIED UPON
 
 

United States Patent Number 6,032859

Royalty Source Intellectual Property Database

Card Activation Technology, Inc. Royalty Rate Factors and Supporting Studies, Navigant, 2006

The Nilson Report, September 2006

"Is a Gift Right for You?" Federal Reserve Bank of New York, February 2006.

"Selling Prepaid," Intele-Card News, March 2007

"Stored Value Cards: Challenges and Opportunities for Reaching Emerging Markets," The Center for Financial Services Innovation April 2005

"Debit & Women," www.cardtrak.com, June 2007

"Gift Cards: Purchased/Received," www.cardtrak.com, November 2006

"Gift Cards - Holiday Sales," www.cardtrak.com, June 2007

"Wallet Share - Payment Preference," www.cardtrak.com, April 2007.

"Gift Card Usage," www.cardtrak.com, October 2006

"Holiday Sales - Carded Holiday Retail Sales," www.cardtrak.com, November 2006

"New Year, New Season, New Strategies," Transaction Trends, January 2007.

"Gift Cards Make Sense for Small Business," Rhonda Abrams, USA TODAY, May 20, 2007.

"Holiday Shopping 2005: 'tis the Season for Giving," www.Deloitte.com/dtt/press_release, November 2005.

"Gift Cards 2005: Many Good Retail Cards. Any Good Bank Cards?" Sherrie L. W. Rhine, Federal Reserve Bank of New York, December 2005.

"U.S. Prepaid Calling Card Industry to Reach $6.4 Billion by 2008, ATLANTIC-ACM Study Reveals," Goliath, February 2003.

"Prepaid Market Forecasts 2006 - 2009," Research Report by Mercator Advisory Group, December 2006.

"General Use Prepaid Cards: The Path to Gaining Mainstream Acceptance," James McGrath, Federal Reserve Bank of Philadelphia, March 2007

"Prepaid Cards: Not Just for Gifts Anymore," The Green Sheet, January 2005.

"InComm Delighted with Gift Card Boom," Patti Bond, Cox News Service, December 2006.

"New Comprehensive PULSE Debit Industry Study Reveals Continued Growth in Debit Card Market," PULSE New Release, February 2007.

"Payment Instrument Choice: The Case of Prepaid Cards," Sujit Chakravorti and Victor Lubasi, Federal Reserve Bank of Chicago, August 2006.

"Why Use a Prepaid Calling Card?" iDPhoneCard.com

"Debit Card Volume Passes Credit Card," netbanker, November 2005.

 
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